Dear Ms. Personal Finance:

I just graduated from college with over $120,000. in student loans.  My degree is in Intuitive Movement for the Theater. I know I’m going to need a car to go to auditions, so I just bought a new 2013 BMW 5-Series, which I think gives me a lot of cred. I paid about 63K  for it, which is a fair market price, and includes floor mats.  I’m currently working at a non-profit that raises awareness of the American Pine Marten, which is a member of the weasel family.  The non-profit is called Local Weasels, if you want to look it up. Anyway, Local Weasels only pays me about 15 grand a year, and I have to pay for my own health insurance, which means sometimes I have to choose between paying my rent and my hot yoga membership.  My question is: I’ve been thinking I want to get a breast augmentation. I think it would really change my outlook on life to be a DD.  But the implants are going to run me about 10 grand. Can I justify this expenditure?  And even if I can’t, should I do it anyway?

The Intuitive Mover,

Golden Valley, MN




Dear Intuitive Mover:

Sounds like you have a lot on your plate! Congratulations on graduating from college. How exciting for you. I say go for the breast augmentation. Why? Because 10 grand is a mere drop in the bucket compared to the rest of the money you owe everybody else. And if big DD boobs are going to make you feel better about life, and raise your self-esteem to the point where you feel you can achieve anything in life (and why wouldn’t they?) I have no doubt that once you get through the recovery process, things are really going to start happening for you. What I would do next is to check out the balance on your credit cards, and then charge the whole thing to the card where you owe the least money.  You could also sell your new car and get a cheaper one, and use the money you save to pay for the operation. But I wouldn’t suggest this. If you are going to get a breast augmentation to raise your self-regard, then you don’t want to be running out and getting a car that’s going to make you feel like crap.

Hope this helps, Intuitive Mover.  Best of luck and please let us know how it all goes.

As always, reach for your dreams, no matter what the cost.

Ms. Personal Finance.